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How to Avoid Theft and Loss on Trips 

A busy parent, distracted by a couple of young kids-- what could be a better target for a pickpocket?  In many ways, traveling families are prime targets for thieves. Here's some simple precautions.

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Here's How:
  1. Before you leave home: check the insurance on your camcorders, laptop, and/or digital camera. It's often possible to separately insure these items for a small cost-- with "zero deductible" (see below.)
  2. Also: consider taking along some travelers' cheques. Automated tellers may be a more convenient way to access money; but travelers cheques are like insured cash.
  3. Make photocopies of your passports and visas; this will reduce your hassles if these documents disappear. 
  4. When possible on your trip, leave passports, tickets, etc. in the safe at your lodgings.  Even modest-style accommodations frequently offer this service. 
  5. Also minimize your risk by keeping some cash and an extra credit card somewhere other than your main bag or purse. 
  6. Husbands and wives should both carry their own cash and credit cards. 
  7. If you're loaded with a diaper bag, camcorder bag, bag with snacks, etc., you can easily lose track of your belongings! Consider keeping your money in a mini--purse or pouch that never leaves your body. (See tip below). 
  8. Even better while traveling: for major valuables (large denomination bills, passports, etc.)  use special  lightweight travel pouches that are concealed beneath your clothes-- available in any travel store.
  9. Be aware of common scams, such as the old one-two whammy: one person distracts you (maybe even spilling his/her food or drink right on you!) while a second person plucks your valuables. 
Tips:
  1. A parent busy with small kids is all too apt to forget a purse or wallet in a restaurant.  My own solution is to keep money and credit cards in a mini-purse that hangs on a shoulder strap-- I can never lose it, because I never take it off.  
  2. Be especially vigilant when you're being jostled in a crowd: thieves take advantage of such situations. 
  3. Also be vigilant when your kids are clamoring for attention, tugging at your hands, etc.-- I was robbed in Venice buying ice cream for three excited kids!  
  4. "Zero deductible" means that if your item is stolen, you will pay zero dollars towards the cost of a replacement.  Otherwise, the "deductible" (i.e. the amount that you pay toward the new item) can be as high as $500.

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